jurgen
JURGEN HELLWEG
CHIEF EXECUTIVE OFFICER

- Masters of Finance (UK)
- Honours Bachelor of Commerce, with majors in Business Studies and Finance (SA) 
- Bachelor of Economic Sciences, with majors in Business Studies and Marketing (SA)


Jürgen has degrees from the University of Stellenbosch and the University of South Africa, a Masters of Finance from the University of Leicester UK, and more than 20 years of experience in the insurance industry. Jürgen joined Western National Insurance in 2008, bringing with him extensive experience in building insurance brands and businesses from his years with Allianz in Namibia, South Africa and Germany, as well as Guardrisk.


joseph
JOSEPH FOURIE
CHAIRMAN

· Bachelor of Commerce – University of Cape Town
· Chartered Accountant (SA)
· Chartered Accountant (Namibia)


Joseph is a chartered accountant, and has more than 40 years of experience as a public accountant and auditor. He has also been a director of a number of public and private companies in Namibia, Mauritius and South Africa. In 2004, Joseph co-founded Western and was managing director until 2009. Joseph is currently an independent non-executive director of Western National Insurance and he remains invaluable.


gareth
GARETH FOX
CHIEF OPERATING OFFICER

· CA(SA)


Gareth is the current Chief Operations Officer and former Chief Financial Officer of Western. He completed his articles at PricewaterhouseCoopers Inc. where he specialised in insurance and investment management. Prior to this, Gareth headed up the regulatory reporting and tax teams at Santam, where he served on the South African Insurance Association taxation subcommittee and the Financial Services Board’s Solvency Assessment and Management (SAM) discussion group.


ruan
RUAN DE VILLIERS
CHIEF FINANCIAL OFFICER

· CA (SA) (NAM)


Ruan matriculated from Paul Roos Gimnasium, and went on to obtain a BAcc degree from the University of Stellenbosch. He also obtained his Honours in Accounting from the University of South Africa while working at PricewaterhouseCoopers Inc. in Namibia and qualified as a chartered accountant in 2010. Ruan also gained valuable hedge fund experience while working in the Cayman Islands. On his return to South Africa, Ruan took up employment with Western specialising in Short-term Insurance He is currently employed as the Chief Financial Officer.


ingrid
INGRID BOREHAM
HEAD OF DISTRIBUTION

Ingrid joined Western in 2013. She has 38 years of insurance industry experience, gained in insurance broking, product development as well as marketing and sales. Much of this experience was gained with Price Forbes, Alexander Forbes and Guardrisk where Ingrid was the Executive Head of Product Development and Sales and Marketing. She also spent several years as Executive Head of Sales and Marketing in a new fledgling company called Cre8, within the Forbes stable, bringing new innovative products to the retail short-term broking market.


tjaart
TJAART OOSTHUIZEN
HEAD OF CLAIMS AND PROCUREMENT

· Diploma of Marketing Management (SA)


Tjaart studied Marketing Management and completed various courses in short term insurance risk, claims and procurement management, and has more than 15 years of experience in the Insurance Industry. Tjaart joined Western in 2015, bringing with him extensive experience in claims and procurement management from his time at Telesure Group Services, Etana and Hollard.


nicholas
NICHOLAS ESTERHUYSEN
HEAD OF UNDERWRITING AND ACTUARIAL

· Bachelor of Science - University of Stellenbosch
· Fellow of the Actuarial Society of South Africa (FASSA)


Nicholas obtained a B.Sc degree at the University of Stellenbosch and is a qualified actuary. He gained experience in online gaming, insurance system development and consulting in London after graduation. On returning to South Africa, he honed his insurance knowledge at Santam as a pricing actuary before joining Western in 2014. He has experience in data management and predictive analytics, reinsurance, reserving and capital management, insurance systems and development of effective management information.